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LESSON NOTE: MONDAY JANUARY 28, 2019

CO-OPERATIVE SOCIETY:

Cooperative society is a business formed by group of people who have common interest in owing and running a business for the benefit of its members.

Sources of capital:

(i)      Short –term loan from bank

(ii)    Contribution from members

(ii)                Build –up reserves

Types of cooperative society:

(i)      Thrift and Credit cooperative society

(ii)    Producers’ cooperative society

(iii)   Multi-purpose cooperative society

(iv)  Consumers’ cooperative society

Thrift and credit cooperative society:

This is a process whereby members contribute money on regular basis to the purse of the society. The money is then given out as loan to members on request at low interest rate.

Producers’ cooperative society:

Producers’ cooperative societies are usually formed by producers’ especially agricultural products, such as Cocoa, palm produce, cassava, groundnut etc. 

 

Multi-purpose cooperative society:

As the name implies, these group of people combine the activities of the producers’ societies with those of the consumers’ societies.

Consumers’ cooperative society:

Consumers’ cooperative societies are concerned with the marketing and distribution of goods and services. They sell consumer goods to members at low prices, non-members can also buy from their shops.

Advantages of cooperative societies:

  1. It help members to market their products
  1. It encourages saving habit for members
  2. It provides goods to members at low prices
  3. A member has only one share which entitles him to only one vote  in the management of the society
  4. It makes loan available for members at low interest rates.

Disadvantages of cooperative societies:

  1. Lack of capital to run the business
  1. Members elected to manage the business lack experience
  2. Any misunderstanding between the members may affect the smooth running of the cooperative business
  3. Mis-use of the society's money at times for selfish purposes.

 

 

Assignment:

List and explain any three types of cooperative societies.

LESSON NOTE:  MONDAY FEBRUARY 4, 2019

SOCIETY, MARKET AND CONSUMER

 SOCIETY:

Society is defined as a group of people sharing cultural aspects such as language, dress, norms, behavior, artistic forms etc.  

MARKET:

A market is a place where buyers and sellers are in contact with one another to buy and sell goods and services e.g. Wuse market, Garki market, Utako market, Fruit market etc.

 

 CONSUMER:                                                                                                                             

A consumer is any person or corporate individual that purchases goods, products or services and gift of nature for his/her satisfaction and general well- being.

 

NEEDS FOR CONSUMER EDUCATION

(i)      To build our knowledge, skills, aptitudes, values and capacity to play the role of a responsible consumer.

(ii)    The need to protect the interest of consumers

(iii)   The need to prevent some manufacturers or sellers from selling expired products

(iv)  Consumers must be aware of the quality and safety of goods and services before he buys them.

(v)    Consumers need to be educated on certain information about products or services in the market.

IMPORTANCE OF CONSUMER EDUCATION

(a)    Consumer education helps customers make wise buying decisions.

(b)   Consumer education provides the public with the information it needs on products and services, so it can make well-informed decisions on what it's purchasing and from whom it purchases.

(c)     It help consumers understand their rights and become active participants in the buying process.

(d)    Consumer education ensures that companies are held accountable by governing agencies and the consumers who use their products and services.

 

CONSEQUENCES OF LACK OF CONSUMER EDUCATION

(i)      There would be exploitative practices on the part of manufacturers or producers.

(ii)    Consumers would be ignorant of the right to seek redress and compensation for fake goods bought

(iii)   Consumers would not be sensitized to rise up to the challenge posed by manufacturers or sellers who are out to cheat them.

 

NEED FOR MONITORING AND CONTROL OF CHEMICALS

Definition of Chemical:

Chemical is a substance that has peculiar characteristics that is exceptional to it e.g. water.

Chemicals Suitable for Use

  1. Citric acid                lemon
  2. Lactic acid              milk
  3. Ascorbic acid           verniger
  4. Amino acid               meat

Chemicals not Suitable for Use

  1. Hydrochloric acid
  2. Sulphuric  acid
  3. Tetraoxo sulphate VI acid
  4. Hydrogen nitrate
  5. Ammonium chloride

NEEDS FOR MONITORING AND CONTROLLING FOODS, DRUGS AND CHEMICALS

(i)      To enhance drug efficacy, reduce toxicity or assist with diagnosis.

(ii)    Assessment of adequate loading dose.

(iii)   Dose forecasting to help predict a patient’s dose requirements.

(iv)  To prevent environmental pollution and hazards.

(v)    To ensure food security and standardization.

 

Assignment:                                                                                                                                                                                         

Enumerate any four chemicals not suitable for human consumption.

LESSON NOTE: MONDAY JANUARY 28, 2019

CO-OPERATIVE SOCIETY:

Cooperative society is a business formed by group of people who have common interest in owing and running a business for the benefit of its members.

Sources of capital:

(i)      Short –term loan from bank

(ii)    Contribution from members

(ii)                Build –up reserves

Types of cooperative society:

(i)      Thrift and Credit cooperative society

(ii)    Producers’ cooperative society

(iii)   Multi-purpose cooperative society

(iv)  Consumers’ cooperative society

Thrift and credit cooperative society:

This is a process whereby members contribute money on regular basis to the purse of the society. The money is then given out as loan to members on request at low interest rate.

Producers’ cooperative society:

Producers’ cooperative societies are usually formed by producers’ especially agricultural products, such as Cocoa, palm produce, cassava, groundnut etc. 

 

Multi-purpose cooperative society:

As the name implies, these group of people combine the activities of the producers’ societies with those of the consumers’ societies.

Consumers’ cooperative society:

Consumers’ cooperative societies are concerned with the marketing and distribution of goods and services. They sell consumer goods to members at low prices, non-members can also buy from their shops.

Advantages of cooperative societies:

  1. It help members to market their products
  1. It encourages saving habit for members
  2. It provides goods to members at low prices
  3. A member has only one share which entitles him to only one vote  in the management of the society
  4. It makes loan available for members at low interest rates.

Disadvantages of cooperative societies:

  1. Lack of capital to run the business
  1. Members elected to manage the business lack experience
  2. Any misunderstanding between the members may affect the smooth running of the cooperative business
  3. Mis-use of the society's money at times for selfish purposes.

 

 

Assignment:

List and explain any three types of cooperative societies.

LESSON NOTE:  MONDAY FEBRUARY 4, 2019

SOCIETY, MARKET AND CONSUMER

 SOCIETY:

Society is defined as a group of people sharing cultural aspects such as language, dress, norms, behavior, artistic forms etc.  

MARKET:

A market is a place where buyers and sellers are in contact with one another to buy and sell goods and services e.g. Wuse market, Garki market, Utako market, Fruit market etc.

 

 CONSUMER:                                                                                                                             

A consumer is any person or corporate individual that purchases goods, products or services and gift of nature for his/her satisfaction and general well- being.

 

NEEDS FOR CONSUMER EDUCATION

(i)      To build our knowledge, skills, aptitudes, values and capacity to play the role of a responsible consumer.

(ii)    The need to protect the interest of consumers

(iii)   The need to prevent some manufacturers or sellers from selling expired products

(iv)  Consumers must be aware of the quality and safety of goods and services before he buys them.

(v)    Consumers need to be educated on certain information about products or services in the market.

IMPORTANCE OF CONSUMER EDUCATION

(a)    Consumer education helps customers make wise buying decisions.

(b)   Consumer education provides the public with the information it needs on products and services, so it can make well-informed decisions on what it's purchasing and from whom it purchases.

(c)     It help consumers understand their rights and become active participants in the buying process.

(d)    Consumer education ensures that companies are held accountable by governing agencies and the consumers who use their products and services.

 

CONSEQUENCES OF LACK OF CONSUMER EDUCATION

(i)      There would be exploitative practices on the part of manufacturers or producers.

(ii)    Consumers would be ignorant of the right to seek redress and compensation for fake goods bought

(iii)   Consumers would not be sensitized to rise up to the challenge posed by manufacturers or sellers who are out to cheat them.

 

NEED FOR MONITORING AND CONTROL OF CHEMICALS

Definition of Chemical:

Chemical is a substance that has peculiar characteristics that is exceptional to it e.g. water.

Chemicals Suitable for Use

  1. Citric acid                lemon
  2. Lactic acid              milk
  3. Ascorbic acid           verniger
  4. Amino acid               meat

Chemicals not Suitable for Use

  1. Hydrochloric acid
  2. Sulphuric  acid
  3. Tetraoxo sulphate VI acid
  4. Hydrogen nitrate
  5. Ammonium chloride

NEEDS FOR MONITORING AND CONTROLLING FOODS, DRUGS AND CHEMICALS

(i)      To enhance drug efficacy, reduce toxicity or assist with diagnosis.

(ii)    Assessment of adequate loading dose.

(iii)   Dose forecasting to help predict a patient’s dose requirements.

(iv)  To prevent environmental pollution and hazards.

(v)    To ensure food security and standardization.

 

Assignment:                                                                                                                                                                                         

Enumerate any four chemicals not suitable for human consumption.

LESSON NOTE: MONDAY JANUARY 14TH, 2019

ETHICS IN SOURCING CHEMICALS

Meaning of Ethics:

Ethics can be defined as a set of principles that guide people in deciding what is right and what is wrong.

Ethics of Sourcing Chemicals:

  1. Chemicals should be sourced through licensed vendors
  2. Vendors should not supply fake chemicals
  3. Vendors should know the function of chemicals they sell
  4. Delicate and hazardous chemicals like, Acid, pesticides, etc should be supplied to people with integrity
  5. No vendor should be allowed by the government to sell chemical that can destroy life and property

 

Guideline in Handling of Chemicals:

LESSON NOTE: MONDAY JANUARY 28, 2019

CO-OPERATIVE SOCIETY:

Cooperative society is a business formed by group of people who have common interest in owing and running a business for the benefit of its members.

Sources of capital:

(i)      Short –term loan from bank

(ii)    Contribution from members

(ii)                Build –up reserves

Types of cooperative society:

(i)      Thrift and Credit cooperative society

(ii)    Producers’ cooperative society

(iii)   Multi-purpose cooperative society

(iv)  Consumers’ cooperative society

Thrift and credit cooperative society:

This is a process whereby members contribute money on regular basis to the purse of the society. The money is then given out as loan to members on request at low interest rate.

Producers’ cooperative society:

Producers’ cooperative societies are usually formed by producers’ especially agricultural products, such as Cocoa, palm produce, cassava, groundnut etc. 

 

Multi-purpose cooperative society:

As the name implies, these group of people combine the activities of the producers’ societies with those of the consumers’ societies.

Consumers’ cooperative society:

Consumers’ cooperative societies are concerned with the marketing and distribution of goods and services. They sell consumer goods to members at low prices, non-members can also buy from their shops.

Advantages of cooperative societies:

  1. It help members to market their products
  1. It encourages saving habit for members
  2. It provides goods to members at low prices
  3. A member has only one share which entitles him to only one vote  in the management of the society
  4. It makes loan available for members at low interest rates.

Disadvantages of cooperative societies:

  1. Lack of capital to run the business
  1. Members elected to manage the business lack experience
  2. Any misunderstanding between the members may affect the smooth running of the cooperative business
  3. Mis-use of the society's money at times for selfish purposes.

 

 

Assignment:

List and explain any three types of cooperative societies.

  1. Fire extinguisher should be provided in warehouse for chemicals
  2. Appropriate personal protective equipment should be provided for staff
  3. All boxes should be closed when not in use
  4. There should be no eating of food inside storage area
  5. Adequate copies of Material Safety Data (MSDC) should be made available where chemicals are kept

 

Disposal:

All expired and used/discarded chemicals should be burnt appropriately.

ENTREPRENEURSHIP

Definition.

Entrepreneurship is the art of innovation and risk taking in order to make profit in business activities.

Enterprise:

This is referred to as organization or establishment set up in order to make profit

Self-employment:

This is a situation where individual create job for himself/ herself.

Facilities Available for Self-employment:

  1. Self- employment assistance program from companies.
  2. Grants and training programs from government.
  3. Tax relieve by the government.
  4. Loans from financial institutions.
  5. Credit facilities from suppliers.

 

Importance of Entrepreneurship to the society:

  1. Entrepreneurship provides employment to large number of people.
  2. Entrepreneurship contributes towards research and development system.
  3. Entrepreneurship creates wealth for individuals and the nation.
  4. Entrepreneurship make individuals acquire skills and develop themselves.
  5. Entrepreneurship provides self -sufficiency.

 

SUCCESSFUL ENTREPRENEURS

Below are some notable entrepreneurs in Nigeria

  1. Aliko Dangote
  2. Michael Adeniyi Adenuga
  3. Elumelu Tony

Assignment:

Outline any five facilities available for self-employment

LESSON NOTE:  MONDAY FEBRUARY 4, 2019

SOCIETY, MARKET AND CONSUMER

 SOCIETY:

Society is defined as a group of people sharing cultural aspects such as language, dress, norms, behavior, artistic forms etc.  

MARKET:

A market is a place where buyers and sellers are in contact with one another to buy and sell goods and services e.g. Wuse market, Garki market, Utako market, Fruit market etc.

 

 CONSUMER:                                                                                                                             

A consumer is any person or corporate individual that purchases goods, products or services and gift of nature for his/her satisfaction and general well- being.

 

NEEDS FOR CONSUMER EDUCATION

(i)      To build our knowledge, skills, aptitudes, values and capacity to play the role of a responsible consumer.

(ii)    The need to protect the interest of consumers

(iii)   The need to prevent some manufacturers or sellers from selling expired products

(iv)  Consumers must be aware of the quality and safety of goods and services before he buys them.

(v)    Consumers need to be educated on certain information about products or services in the market.

IMPORTANCE OF CONSUMER EDUCATION

(a)    Consumer education helps customers make wise buying decisions.

(b)   Consumer education provides the public with the information it needs on products and services, so it can make well-informed decisions on what it's purchasing and from whom it purchases.

(c)     It help consumers understand their rights and become active participants in the buying process.

(d)    Consumer education ensures that companies are held accountable by governing agencies and the consumers who use their products and services.

 

CONSEQUENCES OF LACK OF CONSUMER EDUCATION

(i)      There would be exploitative practices on the part of manufacturers or producers.

(ii)    Consumers would be ignorant of the right to seek redress and compensation for fake goods bought

(iii)   Consumers would not be sensitized to rise up to the challenge posed by manufacturers or sellers who are out to cheat them.

 

NEED FOR MONITORING AND CONTROL OF CHEMICALS

Definition of Chemical:

Chemical is a substance that has peculiar characteristics that is exceptional to it e.g. water.

Chemicals Suitable for Use

  1. Citric acid                lemon
  2. Lactic acid              milk
  3. Ascorbic acid           verniger
  4. Amino acid               meat

Chemicals not Suitable for Use

  1. Hydrochloric acid
  2. Sulphuric  acid
  3. Tetraoxo sulphate VI acid
  4. Hydrogen nitrate
  5. Ammonium chloride

NEEDS FOR MONITORING AND CONTROLLING FOODS, DRUGS AND CHEMICALS

(i)      To enhance drug efficacy, reduce toxicity or assist with diagnosis.

(ii)    Assessment of adequate loading dose.

(iii)   Dose forecasting to help predict a patient’s dose requirements.

(iv)  To prevent environmental pollution and hazards.

(v)    To ensure food security and standardization.

 

Assignment:                                                                                                                                                                                         

Enumerate any four chemicals not suitable for human consumption.

LESSON NOTE: MONDAY JANUARY 14TH, 2019

ETHICS IN SOURCING CHEMICALS

Meaning of Ethics:

Ethics can be defined as a set of principles that guide people in deciding what is right and what is wrong.

Ethics of Sourcing Chemicals:

  1. Chemicals should be sourced through licensed vendors
  2. Vendors should not supply fake chemicals
  3. Vendors should know the function of chemicals they sell
  4. Delicate and hazardous chemicals like, Acid, pesticides, etc should be supplied to people with integrity
  5. No vendor should be allowed by the government to sell chemical that can destroy life and property

 

Guideline in Handling of Chemicals:

  1. Fire extinguisher should be provided in warehouse for chemicals
  2. Appropriate personal protective equipment should be provided for staff
  3. All boxes should be closed when not in use
  4. There should be no eating of food inside storage area
  5. Adequate copies of Material Safety Data (MSDC) should be made available where chemicals are kept

 

Disposal:

All expired and used/discarded chemicals should be burnt appropriately.

ENTREPRENEURSHIP

Definition.

Entrepreneurship is the art of innovation and risk taking in order to make profit in business activities.

Enterprise:

This is referred to as organization or establishment set up in order to make profit

Self-employment:

This is a situation where individual create job for himself/ herself.

Facilities Available for Self-employment:

  1. Self- employment assistance program from companies.
  2. Grants and training programs from government.
  3. Tax relieve by the government.
  4. Loans from financial institutions.
  5. Credit facilities from suppliers.

 

Importance of Entrepreneurship to the society:

  1. Entrepreneurship provides employment to large number of people.
  2. Entrepreneurship contributes towards research and development system.
  3. Entrepreneurship creates wealth for individuals and the nation.
  4. Entrepreneurship make individuals acquire skills and develop themselves.
  5. Entrepreneurship provides self -sufficiency.

 

SUCCESSFUL ENTREPRENEURS

Below are some notable entrepreneurs in Nigeria

  1. Aliko Dangote
  2. Michael Adeniyi Adenuga
  3. Elumelu Tony

Assignment:

Outline any five facilities available for self-employment

LESSON NOTE: MONDAY JANUARY 28, 2019

CO-OPERATIVE SOCIETY:

Cooperative society is a business formed by group of people who have common interest in owing and running a business for the benefit of its members.

Sources of capital:

(i)      Short –term loan from bank

(ii)    Contribution from members

(ii)                Build –up reserves

Types of cooperative society:

(i)      Thrift and Credit cooperative society

(ii)    Producers’ cooperative society

(iii)   Multi-purpose cooperative society

(iv)  Consumers’ cooperative society

Thrift and credit cooperative society:

This is a process whereby members contribute money on regular basis to the purse of the society. The money is then given out as loan to members on request at low interest rate.

Producers’ cooperative society:

Producers’ cooperative societies are usually formed by producers’ especially agricultural products, such as Cocoa, palm produce, cassava, groundnut etc. 

 

Multi-purpose cooperative society:

As the name implies, these group of people combine the activities of the producers’ societies with those of the consumers’ societies.

Consumers’ cooperative society:

Consumers’ cooperative societies are concerned with the marketing and distribution of goods and services. They sell consumer goods to members at low prices, non-members can also buy from their shops.

Advantages of cooperative societies:

  1. It help members to market their products
  1. It encourages saving habit for members
  2. It provides goods to members at low prices
  3. A member has only one share which entitles him to only one vote  in the management of the society
  4. It makes loan available for members at low interest rates.

Disadvantages of cooperative societies:

  1. Lack of capital to run the business
  1. Members elected to manage the business lack experience
  2. Any misunderstanding between the members may affect the smooth running of the cooperative business
  3. Mis-use of the society's money at times for selfish purposes.

 

 

Assignment:

List and explain any three types of cooperative societies.

LESSON NOTE:  MONDAY FEBRUARY 4, 2019

SOCIETY, MARKET AND CONSUMER

 SOCIETY:

Society is defined as a group of people sharing cultural aspects such as language, dress, norms, behavior, artistic forms etc.  

MARKET:

A market is a place where buyers and sellers are in contact with one another to buy and sell goods and services e.g. Wuse market, Garki market, Utako market, Fruit market etc.

 

 CONSUMER:                                                                                                                             

A consumer is any person or corporate individual that purchases goods, products or services and gift of nature for his/her satisfaction and general well- being.

 

NEEDS FOR CONSUMER EDUCATION

(i)      To build our knowledge, skills, aptitudes, values and capacity to play the role of a responsible consumer.

(ii)    The need to protect the interest of consumers

(iii)   The need to prevent some manufacturers or sellers from selling expired products

(iv)  Consumers must be aware of the quality and safety of goods and services before he buys them.

(v)    Consumers need to be educated on certain information about products or services in the market.

IMPORTANCE OF CONSUMER EDUCATION

(a)    Consumer education helps customers make wise buying decisions.

(b)   Consumer education provides the public with the information it needs on products and services, so it can make well-informed decisions on what it's purchasing and from whom it purchases.

(c)     It help consumers understand their rights and become active participants in the buying process.

(d)    Consumer education ensures that companies are held accountable by governing agencies and the consumers who use their products and services.

 

CONSEQUENCES OF LACK OF CONSUMER EDUCATION

(i)      There would be exploitative practices on the part of manufacturers or producers.

(ii)    Consumers would be ignorant of the right to seek redress and compensation for fake goods bought

(iii)   Consumers would not be sensitized to rise up to the challenge posed by manufacturers or sellers who are out to cheat them.

 

NEED FOR MONITORING AND CONTROL OF CHEMICALS

Definition of Chemical:

Chemical is a substance that has peculiar characteristics that is exceptional to it e.g. water.

Chemicals Suitable for Use

  1. Citric acid                lemon
  2. Lactic acid              milk
  3. Ascorbic acid           verniger
  4. Amino acid               meat

Chemicals not Suitable for Use

  1. Hydrochloric acid
  2. Sulphuric  acid
  3. Tetraoxo sulphate VI acid
  4. Hydrogen nitrate
  5. Ammonium chloride

NEEDS FOR MONITORING AND CONTROLLING FOODS, DRUGS AND CHEMICALS

(i)      To enhance drug efficacy, reduce toxicity or assist with diagnosis.

(ii)    Assessment of adequate loading dose.

(iii)   Dose forecasting to help predict a patient’s dose requirements.

(iv)  To prevent environmental pollution and hazards.

(v)    To ensure food security and standardization.

 

Assignment:                                                                                                                                                                                         

Enumerate any four chemicals not suitable for human consumption.